Starting to think about hospital costs of L&D. What all did you moms have done (induction, epidural, c-section, etc.) and how much did it end up costing before insurance paid for any? Wondering what the hospital bill looks like before insurance.

BoyMom 0 likes

It's going to completely depend on your insurance as to how much you have to pay. I had a hospital birth with a midwife and no epidural and it cost between 15-20k. I had to pay 3k of that and then an additional 3k because my son had to be readmitted for jaundice. With my new insurance I wouldn't have had to pay a penny

Catrina F 0 likes

I have a vaginal delievery with an epidural. But I was induce and in the hospital for 5 days. So far we owe 6500. The hospital let us set up a payment plan 850 down and then 450 a month. Our payment plan with the OBgyn is 75 a month.

Mrs. H 0 likes

I had an epidural, normal vaginal delivery & stayed 1 night. It was abt $160 for anesthesiologist, $130 for hosp stay & $160 for OB after insurance... $4k for OB... $4k for others as well before insurance.

Catrina F 0 likes

Sorry my grammar is horrible there. I'm holding the baby and typing :)

Kisha O 2 likes

It would have cost me 10k without insurance.

Nixon's M 2 likes

@Kisha thank you for answering the question I had lol

Catrina F 1 like

Oh and my total bill from the hospital was 27,000. My insurance covered 23,000

Brenda 1 like

Mine was 25K total before insurance.

Mel E 0 likes

Induction, epidural , 36 hours of labor, c-section... $36,000 before insurance.... DD spent extra time in nursery because of low blood sugar and some other issues...her hospital bill was $9000 before insurance

May Mama C 1 like

Mine was about 27000 and I only paid $900. I was paying the highest insurance from work since I had just gotten preggers. I am glad now!!! 😊 oh and mine was vaginal with epidural. Plus they ran blood work on my baby because my water broke, and I stayed there 2 days after delivery. 3 days total.

D P 0 likes

$35,000 for C-Section and staying in the hospital for 3 days. Prior to that I was in labor for 18 hours with epidural. I pay extra for insurance with very low deductible. So I only paid about $500.

Britney C 1 like

Before insurance we were at 40k We paid 6k outta pocket for my daughter one year ago I was induced, had epidural, magnesium drip for 4 days for me jaundice light for 2 days for dd. we stayed a total of 4.5 days.

Maranda C 1 like

My bill before insurance was $8000 luckily my insurance paid it all(:

Hannah H 1 like

I delivered vaginally with an epidural and total that my insurance was billed, from hospital and doctors was about 23k. I only had to pay my copay of $1500. Insurances paid the rest. But that was the plan I was on. Some plans only cover 80% after deductible is met. It just depends. Call your insurance and see

. . 1 like

Omg it was Iike 20k. Crazy how much they charge 😢😢😢 my BF saw the bill and said see that's why some women don't get a epidural it's expensive. 😂😂😂 as if it's just like taking a walk in the park.

Sarah K 0 likes

Mine was $10k and I paid $3,200.

Al S 1 like

I had Csection. Spent 5 days in the hospital. Son had jaundice also. Cost 7,800 for me and 5,900 for my son. Insurance covered my son completely. Ended up paying 2,500 of mine.

Linsi M 0 likes

I was admitted & put on bedrest for 4 days (preeclampsia), then had a c-section & was on magnesium for 36 hours. I also had twins. We were all discharged on day 4 (I was in the hospital for 8 days total). Not a clue what it all cost, but we didn't pay anything out of pocket (my husband has really good insurance & we had met our deductible).

Michele B 0 likes

I had planned on birthing at a birth center and that would have been $5K (including all prenatal visits, no ultrasounds or labs though). I was transferred to the hospital though cuz my baby was breech, but delivered vaginally with forceps (no epidural) and I had a second degree laceration. We paid $800 to the hospital, only stayed 1 night, insurance covered the rest ($20k).

Terri G 1 like

I find this post fascinating. I am Canadian and I paid $0. I can't believe how much it is to have a baby down in the states. How do you all afford that?

Boymom 0 1 like

I was induced and had a c-section before insurance it was around $15,000.

Boymom 0 2 likes

I wish I lived in Canada Terri! Our insurance didn't cover much at all we owe over 10k from when we had our baby. We don't afford it we pay what we can when we can. It sucks! I love my kids and want another but I can't afford to have another till this one is paid for. 😔

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